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There may have been post-termination obligations under the old one, or special provisions for transactions that happened between the date the old one lapsed and the new one (or the amendment) takes effect, that the new document handles.

A liability insurance policy is not intended to provide policyholders a means to shift to the insurer their separate, voluntarily undertaken contractual obligations.He has successfully tried numerous cases before juries and judges in various state and federal courts. Ramsey served as Co-Chair of the Lawyer Representatives for the Northern District of California to the Ninth Circuit Judicial Conference. He currently serves on the Court’s Criminal Justice Act Panel. Ramsey served as a law clerk to Chief Judge Harry T. Over the years, the District Court for the Northern District of California has selected Mr. Additionally, numerous peer review publications recognize Mr. Among others, he is AV-rated by Martindale Hubbell and is recognized in the International Who’s Who of Business lawyers a leading practitioner in Criminal Defense. In part the insertion of the contract exclusion was intended to address the recurring policyholder objection that the policy does not say that it will not cover contractual liability.The insurers also wanted policy language to try to address recurring problems presented by claims against insured companies that sound both in contract and in tort (e.g., a complaint that asserts both a breach of contract claim and a claim for tortious breach of contract).Before co-founding Ramsey & Ehrlich in 2006, he was a federal prosecutor in the United States Attorney’s Office for the Northern District of California, serving as a member of the White Collar Crime Section, as well as a founding member of the Computer Hacking and Intellectual Property Unit.

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